Fundamentals of Credit: Module 1 – Basic Credit Skills

Description

Course Description:

The Basic Credit Skills module of the Fundamentals Of Credit Series is focused on providing the participant a macro view on credit management.  The module will delve on the beginnings of credit risk management and its major importance to the lending activities of a Bank.  It will also tackle the 5Cs of credit and how these are used in credit assessment.   

 

Program Objectives:

By the end of this course, participants will be able to:

  1. Understand the importance of risk recognition and the risk management process
  2. Know the various risks faced by banks and the resulting capital adequacy requirements, including the origins of the Basel accords
  3. Understand the components of an effective credit risk management framework and the roles/ responsibilities of personnel involved
  4. Know the significance of credit assessment
  5. Understand the nature and importance of the 5Cs of credit and their application in the credit assessment process

 

Course Outline:

  • Risk
  • Why Manage Risk
  • How to Manage Risk
  • Global Financial Crises
  • Basel: Beginnings of Risk Management
  • Risks in Banking
  • Managing Credit Risk
  • Credit Risk Management Framework
  • Roles and Responsibilities in Credit Risk Management
  • Credit Assessment
  • 5 Cs Of Credit
    • Character
    • Capital
    • Capacity
    • Conditions
    • Collateral

 

Target Participants:

  • Account Officers
  • Account Associates
  • Credit Officers
  • Credit Analysts
  • Credit Policy Officers
  • Credit Review Officers
  • Branch Managers
  • Branch Officers
  • Branch Associates
  • Operations Officers
  • Internal Auditors

 

Resource Speaker:

Ms. Maria Teresita R. Dean

Trainor and Consultant

Trainer and is a highly-experienced senior management professional with over thirty-nine years of credit and collections management, risk management, account management and distressed assets management background in both domestic and international markets.

 

Schedule:

November 28, 2025 (Friday) 9:00 AM – 5:00 PM

 

Training Fee per Participant:

Member Institution – Php 3,920.00

Non-Member Institution – Php 5,040.00

*VAT inclusive

 

REGISTER HERE!