Description

Speaker:

Mr. Samuel C. Quiniano

President & CEO – Benchmark Valuers & Credit Solutions, Inc.

 

Course Outline:

REAL ESTATE APPRAISAL

1. Overview of Appraisal
   1. What is an appraisal?
   2. Appraisal concepts of price, cost, value and market
   3. Economic principles affecting property values
   4. Pre-requisites or elements of value
   5. Bundle of Property Rights
   6. Definition of Terms (e.g., Non-Market vs. Market Value, Real Estate vs. Real Property, Liens vs. Encumbrances, etc.)

 

1. Appraisal Process
   1. Title Verification
      1. Discussion of Torrens System
      2. Good, Bad and Doubtful Title

2. Location Pinpointing

 

1. Provision of 2 Plotting Softwares
2. GE/BL/LRA Plan
3. Tax Map, Base Topo Map
4. Records from the courts, National Land Titles, HLURB, ROD, Bureau of Lands
5. Others: Records of private developers and landowners

 

III. Property Inspection and Analysis

 

1. Neighborhood Analysis
2. Site Analysis
3. Improvement Analysis
4. Schedule of RCN (Cost of Construction)

IV.Methodologies of Valuation

Market Data Approach

1. Direct Comparison
2. Inferential/ Rectification Method – Opinion Survey
3. Allocation/Abstraction Method

Cost Approach

1. RCN (Reproduction/Replacement Cost New)
2. Depreciation (Straight Line, Modified Straight Line, Effective Age)

Income Approach

1. Capitalization Rate – Recapture and Overall rate
2. Correlation of Value

Report Writing

1. Sample type of a Customized Appraisal Report
2. Limiting Conditions

 

CREDIT INVESTIGATION

1. Credit Concept
   1. 5 Cs of Credit
   2. Credit Cycle
   3. Laws Governing Banks

2. Qualities / Skills of CI

3. Credit Investigation Process

4. Sources of Information

5. Types of Credit Investigation

 

 

 

 

Duration and Cost

Two (2) Days

• Php9,000.00 / participant for Member Banks
• Php10,000.00 / participant for Non-Member Bank

 

Schedule:

January 18-19, 2019; (Frday-Saturday) 8:30 AM – 5:00 PM

Venue:

Dusit Thani Manila, Ayala Center, Makati City.