Description
Program Description:
The Credit Lending Process Overview, Products And Collateral module of the Fundamentals of Credit Series is focused on providing the participants on a macro view of the credit lending process, its importance and the various steps involved. At the onset, one is expected to be well-grasped in the various financing products that is offered by the bank, including the many collateral arrangements that may be used to support these products. This module is intended to familiarize each participant with these financing products and collateral support.
Program Objectives:
By the end of this course, one will be able to:
- Understand the importance of having a high-quality credit process within a bank
- Know the various steps involved in a bank’s credit lending process
- Know the financing solutions offered by a bank, including their purpose, features and documentation requirements
- Know the acceptable collateral arrangements, including their nature, minimum acceptability and documentation requirements
Course Outline:
As follows:
A. Credit Lending Process
B. Credit Lending Process Overview
C. Bank Products
- Credit Facilities – Definition
- Classification of Credit Facilities
- Importance of Understanding Credit Facilities
- Credit Facilities for Business Purposes
- Credit Facilities for Consumer Purposes
D. Collateral Assets
- Collateral – Definition
- Importance of Understanding Collateral
- Collateral Types
Target Participants:
- Account Officers
- Account Associates
- Credit Officers
- Credit Analysts
- Credit Policy Officers
- Credit Review Officers
- Branch Managers
- Branch Officers
- Branch Associates
- Operations Officers
Resource Speaker:
Ms. Maria Teresita R. Dean
Trainor and Consultant
Trainor and is a highly-experienced senior management professional with over thirty-nine years of credit and collections management, risk management, account management and distressed assets management background in both domestic and international markets.
Schedule:
January 8 – 9, 2026 (Thursday – Friday)
Day 1: 9:00 AM – 5:00 PM
Day 2: 9:00 AM – 12:00 PM
Training Fee per Participant:
Member Institution – Php6,720.00
Non-Member Institution – Php8,960.00
*VAT inclusive