Description

Course Description:

 

This two-day course is one of the three (3) core programs under the Basic Program for Banking Professionals (BP2), designed to strengthen decision-making grounded on aligned values, ethical awareness, and integrity of banking professionals and other practitioners in the Philippine Financial System. It aims to deepen participants’ understanding of the vital connection between personal values, ethics, and integrity to achieve sound corporate governance, thereby reinforcing the role of financial institutions in upholding the safety and soundness of their organizations.

 

Anchored on Bangko Sentral ng Pilipinas (BSP) regulations and best practices in ethical banking, this course provides a structured approach to self-awareness and moral decision-making. Participants will engage in self-assessment exercises based on the “Finding Your True North” framework, case discussions on integrity issues in the practice of the profession, and practical strategies for ethical and moral decision-making. By fostering a culture of accountability and trust, this course supports BSP’s overarching mission to promote good corporate governance as a shared responsibility between the BSP and the financial institutions it supervises.

 

This course ensures that participants gain practical, regulatory-aligned insights into ethical practices and governance.

 

Course Importance:

As good corporate governance remains a cornerstone of the Philippine Financial System stability, this course endeavors to support BSP’s commitment to promoting ethical and responsible practices as a collective responsibility among supervised financial institutions. By equipping financial institution professionals with the knowledge and tools to navigate ethical dilemmas, this training fosters a culture of transparency, accountability, and integrity—critical elements in safeguarding public trust and ensuring the long-term resilience of the Philippine financial system.

 

This course is a strategic initiative, combining BAIPHIL’s expertise and BSP’s regulatory guidance to uphold ethical practices, mitigate risks, and strengthen governance frameworks within BSP-supervised financial institutions.

 

Course Objectives:

By the end of the course, participants will be able to:

1. Understand the principles of good corporate governance and their impact on financial stability, regulatory compliance, and financial integrity.
2. Recognize the importance of values, ethics, and integrity in shaping professional behavior and decision-making.
3. Conduct a self-assessment using the “Finding Your True North” framework to align personal values with ethical practices.
4. Differentiate between values, ethics, and integrity and apply them in real-world scenarios.
5. Analyze ethical dilemmas in the practice of profession, referencing BSP circulars and published cases to identify breaches and consequences.
6. Apply ethical decision-making frameworks to handle integrity-related challenges in the workplace.
7. Develop a personal and organizational action plan to reinforce ethical practices, leadership, and corporate accountability.

 

 

Course Outline:

Duration: Two Days (9:00 AM – 5:00 PM)

 

Day 1 – From Self-Awareness to Ethical Leadership: A Journey to Authenticity

 

Welcome and Course Overview

• Why Good Corporate Governance (GCG) Matters
• How Values, Ethics, and Integrity Impact GCG and the Philippine Financial System

 

Session 1 – Introduction to “Finding Your True North”

• Explanation of the concept and its relevance to personal and professional growth
• Overview of the seven steps to finding your True North
• Self-assessment exercise: Step-by-step guide
• Group Discussion
  • Sharing personal insights and experiences from the self-assessment exercise
  • Reflecting on how personal values align with the ethical standards of the profession

 

Session 2 – Understanding the Concept and Alignment of Values, Ethics, and Integrity

• Defining Values, Ethics, and Integrity: Key Differences
• Alignment of Personal with Corporate Values

                  – Understanding Corporate Culture and Organizational Values

                  – Case Study: When Personal Values Clash with Company Values

                  – Strategies for Alignment: Practical Approaches for Professionals

• Ethics in the Digital Age
• Personal Values vs. Professional Ethics: Case Discussion

 

Day 2 – Ethical Banking Practices and Regulatory Compliance

 

Session 3 – Ethics in Banking: Connecting Principles with BSP Regulations

• Overview of BSP Circulars on Good Corporate Governance and Ethical Conduct
• BSP Guidelines on Integrity, Transparency, and Risk Management
• Discussion: How BSP Policies Influence Ethical Decision-Making
• Case Discussions: Ethical Dilemmas
  • Review of Published Cases on Integrity Issues
  • Group Case Analysis: Identifying Ethical Breaches and Consequences
  • Lessons Learned and Best Practices

 

Session 4 – Strengthening Ethical Decision-Making

• Decision-Making Framework for Ethical Dilemmas
• Developing a Personal and Organizational Action Plan

 

Session 5 – Commitment to Ethical Practices and Leadership

• Creating a Personal Ethics Pledge
• Open Forum: Addressing Challenges in Upholding Integrity in the Philippine Financial System
• Course Synthesis

 

Target Participants:

This course is open to all employees and officers of BSP-supervised financial institutions (BSFIs), regardless of rank or department. Whether frontline staff, supervisors, or senior officers, participants will benefit from this training by gaining insights into ethical practices, regulatory expectations, and integrity-driven decision-making.

 

Resource Speaker:

Ms. Josefa Elvira (JOY) E. Ditching-Lorico is a seasoned banking professional with 36 years of distinguished service at the Bangko Sentral ng Pilipinas (BSP), where she was Managing Director. Her expertise spans financial examination, bank supervision, currency management, financial literacy and consumer protection advocacy, policy formulation, and human resource management.

A Certified John C. Maxwell Coach, Trainer, and Speaker, she is licensed to conduct transformative leadership and personal growth programs, including Everyone Communicates, Few Connect, Put Your Dreams to the Test, The 15 Invaluable Laws of Growth, and Becoming a Person of Influence.

She founded EduSpire Training & Consultancy Services OPC, of which she is the President and CEO, an organization dedicated to designing bespoke training programs that align with corporate strategies and drive professional and personal development. Her contributions to the industry have earned her numerous local and international accolades, reflecting her commitment to excellence, leadership, and lifelong learning.

 

Schedule:

January 29 – 30, 2026 (Thursday-Friday) 9:00 AM – 5:00 PM

 

Training Fee per Participant:

Member Institution – Php 7,840.00

Non-Member Institution – Php 10,080.00

*VAT inclusive

 

REGISTER HERE!